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Civil Service Retirement System (CSRS)

• Retirement (OPM)
• CSRS Overview (OPM)
• CSRS Helpful Links
• CSRS Separation
• Discontinued Service Retirement (DSR) Fact Sheet
• Employment Opportunities for Retired Federal Employees
• Optional CSRS Reemployed Annuitant: General Summary
• FAQs About Retirement (OPM)
  • Information for New Retirees
• HHS Retirement Calculator for Employees Covered by the Civil Service' Retirement System
• HR Information and Benefits System (HRIBS)
• OPM Retirement Facts Brochures (all .pdf files)
  • Credit for Unused Sick Leave Under CSRS
  • Computing Retirement Benefits Under CSRS
  • Deposit and Redeposit Under CSRS
  • Disability Retirement Under CSRS
  • Military Service Credit Under CSRS
  • Offset Retirement Under CSRS
  • Surviving Benefits Under CSRS
  • Voluntary Contributions Under CSRS
• Social Security Information
• Taxes
  • Federal Tax Withholding Calculator (OPM)
  • Federal Tax Guide for Retirement Benefits (IRS)
  • State Tax Withholding Information (OPM)
• TSP Information
• Voluntary Early Out Fact Sheet

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Federal Employees Retirement System (FERS)

• Retirement (OPM)
• FERS Overview (OPM)
• FERS Helpful Links
• FERS Separation
• Discontinued Service Retirement (DSR) Fact Sheet
• Employment Opportunities for Retired Federal Employees
• Optional FERS Reemployed Annuitant: General Summary
• FAQs About Retirement (OPM)
  • Information for New Retirees
• HHS Retirement Calculator for Employees Covered by the Federal Employees' Retirement System
• HR Information and Benefits System (HRIBS)
• OPM Retirement Facts Brochures (all .pdf files)
  • An overview FERS
  • Information for FERS Annuitants
  • FERS Transfer Handbook
• Social Security Information
• Taxes
  • Federal Tax Withholding Calculator (OPM)
  • Federal Tax Guide for Retirement Benefits (IRS)
  • State Tax Withholding Information (OPM)
• TSP Information
• Voluntary Early Out Fact Sheet

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Pre-Retirement Seminars offered by HHS University

If you are planning to retire from the Federal government within the next five years, you are encouraged to attend a pre-retirement seminar. HHS University offers a 3 day Pre-Retirement Seminar for CSRS (and CSRS-Offset) and FERS.

In these seminars, you will learn how to estimate the value of your retirement annuity and the tax implications of the various withdrawal methods.You will learn from experts about your retirement system: CSRS, and/or FERS. You will also learn about Social Security and Medicare benefits, financial planning, legal considerations, and traditional planning.

Tuition is required for registration. To register for these classes follow the HHS U Registration process.

• Pre-Retirement Seminar - CSRS

Dates	Location	Tuition
July 21-23, 2009	HHS RHRC - Parklawn Building	$334.00
August 18-19, 2009	HHS University	$334.00
September 8-10, 2009	Switzer Building - Washington, DC	$334.00
September 22-24, 2009	HHS University	$334.00

• Pre-Retirement Seminar - FERS

Dates	Location	Tuition
August 4-6, 2009	Switzer Building - Washington, DC	$334.00
August 11-13, 2009	HHS University	$334.00
Sept. 1-3, 2009	HHS University	$334.00

• Mid-Career Benefits Planning

Dates	Location	Tuition
August 26-27, 2009	HHS University	$263.00
September 9-10, 2009	Switzer Building - Washington, DC	$263.00

For more information view the HHS U Schedule of Classes ( 14mb).

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Post '56 Military Service Deposits

If you performed active duty military service after 1956 (after June 30, 1960 in the Commissioned Corps), you may need to pay a deposit (including interest) to DHHS in order to receive retirement credit for the military service (FERS employees) at the time of retirement or to retain the credit when you reach age 62 and become eligible for Social Security benefits (CSRS employees). Please note that military deposits must be paid before you retire from Federal employment. For additional information, contact your benefits specialist.

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Social Security

• Social Security Administration
• Applying for Benefits
• Calculators
• Disability
• FAQs About Social Security
• Government Pension Offset
• Medicare
• Windfall Elimination Provision

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Thrift Savings Plan (TSP)

The Thrift Savings Plan (TSP) is a special tax deferred retirement savings plan. That is, you pay no Federal taxes on your contributions or your earnings until you withdraw them from your account. In some areas, state income tax is also deferred until withdrawal.

While participation is optional, TSP is a critical and essential part of the FERS retirement plan that can provide a substantial portion of your retirement income. It’s also a great supplement to the CSRS retirement system.

Eligibility

All Federal employees covered under the following plans are eligible to contribute to the TSP:

• Federal Employees’ Retirement System (FERS),
• Civil Service Retirement System (CSRS)
• and CSRS-Offset

PHS Commissioned Officers are also eligible, but must make changes by contacting the Division of Commissioned Personnel.   Please read the DCP publication 2006 Thrift Savings Plan (TSP) for the Uniformed Services for further information.

Additional Information

• TSP: Enrollment, Contributions, and Allocation
• TSP Home Page
• Booklet: TSP Annuities (TSP)
• Booklet: Withdrawing Your TSP Account After Leaving Federal Service (TSP)
• Calculators
• Forms and Publications
• FAQs about TSP
• In-Service Withdrawals
• Getting Your Money Out After You Separate
• Summary of the TSP Plan Booklet (.pdf)
• Tax Advantages of the TSP
• TSP Account Access
• TSP Features for Civilians
• TSP Loan Program

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